What guarantees are legally mandatory for CROUS housing?

Tenant risk coverage (fire, explosion, water damage) is the legal minimum required for any tenant, including in CROUS residences. Neighbor and third-party claims coverage is not legally required by CROUS, but is frequently requested by schools and housing managers. At Assurances Étudiants by ADH, both protections are included from the Essentielle plan onwards, with no deductibles on tenant risks.

Is personal life civil liability required by CROUS?

No, personal life civil liability is not a legal requirement to enter a CROUS residence; only tenant risks are mandatory. However, it is strongly recommended and sometimes requested by educational institutions and internships. At Assurances Étudiants by ADH, it is integrated starting from the Confort plan, covering academic, extracurricular, and internship activities.

Is a full comprehensive home insurance policy mandatory in CROUS residences?

No. Only tenant risk coverage is legally mandatory. However, comprehensive coverage remains recommended to protect your personal property against theft, glass breakage, or electrical damage. At Assurances Étudiants by ADH, these guarantees are combined in the Sérénité plan.

What exactly must be included on the CROUS home insurance certificate?

The certificate must display the insured person's full identity, the exact CROUS housing address, the nature of guarantees (tenant risks, civil liability), and the validity period. At Assurances Étudiants by ADH, a fully compliant certificate is generated and downloadable immediately after online signup.

Is coverage for personal belongings required by law?

No, personal property coverage is not mandated by law for CROUS housing, but it is strongly advised to protect your belongings in case of theft or damage. At Assurances Étudiants by ADH, €3,500 of personal belongings coverage per room is included starting from the Essentielle plan.

Is the policy offered by Assurances Étudiants by ADH a comprehensive home insurance policy?

Yes. Starting from the Essentielle plan, the Assurances Étudiants by ADH contract is a true comprehensive home insurance policy (MRH): it covers tenant risks (fire, explosion, water damage) with no deductible, neighbor and third-party claims, and €3,500 of personal belongings coverage per main room. This meets the exact requirements expected by CROUS and university residences.

Student insurance / Student blog / Corentin

Corentin

As Marketing Manager at ADH Assurances, I use my expertise to support students in choosing the right insurance. Having been a student myself, I understand how challenging it can be to navigate insurance contracts. My role is to provide clear and tailored advice so you can focus on your studies with peace of mind. Whether it's home insurance, liability coverage, health or travel insurance — we always have a solution for you.